Shonda Martin on Instagram: "If you ever see a “Recovery” or “Recovering” indicator on your credit profile, here’s what it really means. 👇🏽💳 It simply shows that you’ve made a major pay-down within the last 90 days. A “major” pay-down is any drop in utilization of 20% or more. So if you went from 70% to 50%, your account is officially in recovery — which is a good thing. Different companies may label it differently, but the meaning is the same: Your account is stabilizing, rebuilding, and mov

♔Winnie Harlow♔ on Instagram: "Jamaica holds a special place in our hearts. Seeing the island in pain is devastating. The recovery is only just beginning and so many families need urgent help right now. If you can, please donate, your support can make a real impact for the families and communities on the ground rebuilding. @coreresponse @bredstreasurebeach"